Starting a business without money in Nigeria may seem challenging, but there are ways you can leverage your skills and resources to create a successful venture. Here are four business ideas:

  1. Freelancing: You can offer your skills and expertise in your chosen field, such as writing, graphic design, or programming[3%5E]. With a computer or a mobile phone and an internet connection, you can start making money within 24 hours[1%5E]. No capital is required if you already have the skills[4%5E].
  2. Affiliate marketing: This involves promoting other people’s products online and earning a commission on every sale generated through your referral link[2%5E]. You can start by joining reputable affiliate programs and tapping into your online network to share the products.
  3. Dropshipping: This e-commerce model allows you to sell products without holding inventory[5%5E]. You can set up an online store using platforms like Shopify or WordPress and connect with suppliers willing to ship products directly to your customers on your behalf.
  4. Bead making: This low-cost business involves crafting unique bead jewelry for sale[6%5E]. All you need is to master the skill, purchase materials in small quantities, and start selling your creations.

For any of these businesses, it’s essential to focus on building a strong online presence and leveraging social media marketing to attract customers and generate sales. Keep in mind that while these businesses may not require significant initial capital, hard work and dedication are crucial for success.


  1. Business Elites Africa – 4 Businesses you can Start in Nigeria Without Money
  2. Kobocents – 38 Unique and Profitable Business Ideas in Nigeria (2023)
  3. – 7 Easy and Most Profitable Businesses in Nigeria
  5. Expert Beacon – How To Start ANY Business Without Capital PDF [Free Report]
  6. – 10 Cheapest businesses to start in Nigeria (2023)