Cost of Living in Nairobi – Monthly Expense Breakdown

Living in Nairobi can vary significantly based on lifestyle choices and location. Here’s a detailed breakdown of typical monthly expenses for a single person in Nairobi.

1. Housing

  • Rent:
    • City Center: ₦50,000 – ₦100,000 for a one-bedroom apartment.
    • Suburbs: ₦30,000 – ₦70,000 for a similar apartment.

2. Utilities

  • Electricity and Water: ₦5,000 – ₦15,000, depending on usage.
  • Internet: ₦3,000 – ₦7,000 for a standard broadband plan.

3. Food

  • Groceries: ₦20,000 – ₦40,000 for basic items like fruits, vegetables, and staples.
  • Eating Out:
    • Inexpensive Restaurant: ₦800 – ₦2,000 per meal.
    • Mid-range Restaurant: ₦2,500 – ₦5,000 for a three-course meal.

4. Transportation

  • Public Transport:
    • Matatus (buses): ₦50 – ₦200 per ride, with a monthly budget of around ₦3,000 – ₦6,000.
  • Taxi Services: Average costs around ₦300 – ₦1,000 for short distances.

5. Healthcare

  • Health Insurance: ₦5,000 – ₦15,000 for basic coverage.
  • Out-of-Pocket Expenses: Medical consultations can range from ₦1,000 to ₦3,000.

6. Education (if applicable)

  • Private School Fees: ₦20,000 – ₦100,000 monthly, depending on the institution.
  • Public School Costs: Generally lower, but can vary widely.

7. Leisure and Entertainment

  • Gym Membership: ₦3,000 – ₦10,000 monthly.
  • Movies: ₦500 – ₦1,500 per ticket.

8. Miscellaneous Expenses

  • Clothing: Around ₦5,000 – ₦15,000 monthly, depending on shopping habits.
  • Mobile Phone Plan: ₦1,000 – ₦3,000 for data and calls.

Total Estimated Monthly Expenses

  • Low-End Estimate: Approximately ₦100,000.
  • High-End Estimate: Approximately ₦200,000.

Conclusion

Nairobi offers a vibrant lifestyle with diverse living costs. While expenses can vary based on personal choices, this breakdown provides a clear picture of what to expect when budgeting for life in the city.

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